4 die in military crash near US base in Africa (AP)

[unable to retrieve full-text content]AP - An American reconnaissance plane crashed 6 miles (10 kilometers) from the only U.S. base in Africa, killing four service members on board, after returning from a mission in support of the war in Afghanistan, the military said Monday.

Source: http://us.rd.yahoo.com/dailynews/rss/usmilitary/*http%3A//news.yahoo.com/s/ap/20120220/ap_on_re_af/af_djibouti_us_military_crash

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Maritime Insurance policies Ways To Get Your Fishing boat or ...

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Individual Health Insurance - Health insurance advice for adults ...

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Individual health insurance plans are typically purchased from an insurance company by a person who has no access to group insurance coverage. Group insurance coverage is typically offered by an employer for all of their employees.

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Someone looking to purchase individual health insurance will likely be self-employed or work for a company that does not offer health coverage. This type of coverage is for the single person who does not need to have other family members on the plan.

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Some of the things you may need to do before you can buy your policy are:

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1. Undergoing a physical exam

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2. Reviewing your medical history

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3. Filling out and answering a long list of health questions

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This is all done to determine if there are any underlying or pre-existing conditions that the insurance company needs to be a ware of.

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This information is then usually sent to a company called an underwriter and if they do not turn you down then you are eligible to buy your policy.

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If you do happen to pass this stage of underwriting then your policy will remain in effect until or unless you stop paying your premiums.

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It is best for you to talk with your own personal agent that you hold other policies with like your home and/or your car. If this agent?s company also offers health policies you may have a better chance of paying lower premiums on your new health care policy.

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If you do not have an agent already in mind to use then look for a state-licensed agent or broker who sells this type of plan.

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The agent will sell different plans from several different companies, which will give you the opportunity to compare several plans all at one time. The agents are paid by the companies they deal with, so you should not be charged for this service.

You can receive contact information for local agents through the consumer page on the National Association of Health Underwriters website.

Compare the premiums for each type of plan. You will likely be presented with a quote from each company on its PPO, HMO and indemnity policies.

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With a PPO (preferred provider organization) plan, you will need to see a physician in the health insurance network for full coverage.

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HMOs (health maintenance organizations) require a referral from your primary physician to see any specialists you may need at any time.

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Indemnity plans allow the insurance carrier the freedom to choose your doctor for you.

Read carefully what is included in each policy offered to you by each company. Each policy will be different and you need to match your needs to what they offer.

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This includes deductible and copay amounts as well as the ratio of how much they pay to how much you will be responsible for after the deductible has been met. Find out about any limitations on preexisting medical conditions.

Find out if you will pay less for your individual health insurance coverage with a higher co-pay amount or if you opt out of a prescription drug program.

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Source: http://www.healthinsuranceforadults.com/individual-health-insurance/

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Productive Business Communication Choices Video Conferencing ...

[unable to retrieve full-text content]Productive Business Communication Choices Video Conferencing. Posted by brandonw on February 18, 2012 in SEO. Miscommunication has become the cause associated with wars, divorces, and nearly all other problem in existence, and ...

Source: http://afkcafe.com/?p=1219

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PFT: Cards GM hints at possible Peyton pursuit

Leigh_Steinberg_108852807_620x350Getty Images

The new episode of Real Sports with Bryant Gumbel debuts Tuesday night on HBO (10:00 p.m. ET/PT).? The show includes a closer look at the stunning disintegration of agent Leigh Steinberg?s career, by Armen Keteyian.

Though much focus has been placed on Steinberg?s more recent alcohol-fueled escapades, the problem had been festering for years.? Former client Drew Bledsoe tells Keteyian that Steinberg was drunk at Bledsoe?s wedding, way back in 1996.

?I had a handful of friends coming to me at our reception say, ?Who?s that guy??? I was, like, ?Oh, that?s my super-agent.? That?s the biggest agent in the sports world.?? And they?re, like, ?Wow, he?s the drunkest guy at the party,?? Bledsoe said.

A few years later, Bledsoe had enough.? ?I went to [former Steinberg partner] David Dunn,? Bledsoe said.? ?I said, ?Hey you can either leave and start your own firm and I?ll go with you or I?m just going to walk and go someplace else because, you know, this guy can?t be my agent anymore.?? At some point, this thing?s going to end badly for Leigh, as what it came to.? And when it went down, when it ended badly, I didn?t want to be on that ship with him.?

The lawsuit filed by Steinberg against Dunn, and the ensuing trial, continued the slow sink.? ?You were depicted as boorish, unstable, abusive, out of touch with your clients, a drunk and, and a womanizer,? Keteyian says, regarding the testimony that came out.? ?I mean, am I missing anything there that they said about you??

?I also killed Christ,? Steinberg says.? He later explains that the jury ?didn?t believe half? of the allegations, which some could interpret as implying that they still believed a pretty large chunk of it.

Steinberg eventually won a big judgment against Dunn, but it was reversed on appeal.? In 2004, Steinberg landed Ben Roethlisberger, and in early 2006 clients Troy Aikman and Warren Moon made it to the Hall of Fame.? (Steinberg introduced Moon at the enshrinement ceremony.)? Still, Steinberg was fired in April 2006 by incoming draft picks Matt Leinart and Winston Justice, and the end of Steinberg?s marriage that same year fueled the decline.

The low point came in 2007.? ?I had started drinking in the day, so I went for a walk,? Steinberg says.? ?The problem is, is that my alcohol level got too high and I was sort of hanging out on a hill, sitting in a vacant lot, you know, just singing away and making noise.? And, I ended up in Hoag Hospital in a diaper, not knowing where I was.?? That?s pretty close to, to bottom as I could ever get.?

Now sober for two years, Steinberg is trying to put his life back together, even after recently filing for bankruptcy.? ?If my story is a cautionary note to anyone out there who?s struggling with any kind of substance abuse, there is help,? Steinberg said.? ?It is possible, but you need to put everything else in your life aside and focus on it.? So, in an unwanted way, I hopefully still can do some good to ease the pain of other people.?

Here?s hoping that Steinberg?s pain has ended, and that he?ll be able to fashion a second act to his career that inspires others who also are trying to turn their lives around.

Source: http://profootballtalk.nbcsports.com/2012/02/17/cardinals-g-m-leaves-door-open-for-quarterback-change/related/

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Bankruptcy Lawyer Los Angeles: Resolving Bankruptcy and Other ...

[unable to retrieve full-text content]A bankruptcy lawyer Los Angeles will certainly help you file a bankruptcy case since making such decision is very crucial. Bankruptcy can become very powerful,

Source: http://www.jvmining.com/business-finance/careers/bankruptcy-lawyer-los-angeles-resolving-bankruptcy-and-other-issues

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Budgeting And Other Personal Finance Management Techniques

This article has been viewed 44 times.

Keep detailed records of your monthly expenditures, then use those figures to come up with a budget. Find and target areas where you are spending too much money. If you don?t, you will find yourself in financial ruin no matter how big your income is. Using finance software can help make the process a lot less stressful and a little interesting. If you have money left over, use it to pay down debt, or deposit it into a high-yield savings account.

Making a budget and sticking to it will help get your finances in order. No matter what your approach, making a budget and tracking your spending will allow you to understand your spending habits. If you have trouble controlling your spending, this method can help.

An emergency savings account that receives regular deposits is a must for those unexpected issues that can arise. Put money aside for a vacation you have always dreamed of, or for expenses you are foreseeing such as paying back your student loans.

Talking to a family member who works in or once worked in a finance related profession can help one learn how to manage their own personal finances. If one does not know any people who fit that description a family member of friend who is good with their money can often be the next best thing.

Keep a higher credit rating. It is important to keep a high credit rating, so that you can get good interest rates on loans. Bad credit will have a negative impact on your chances for renting property and getting utility services. Use your money intelligently to keep your credit score high.

It?s important for everyone to understand personal finance. You can make your finances a lot easier to handle when you keep track of your expenditures and don?t spend money without carefully considering the consequences. We?ve included many tips here which will help you to learn what it takes to find financial freedom.

For additional information check out personal loan.

This article was prepared for you by find, one of our 'Administrators'.
Visit this authors profile page and learn more about them & the articles they write.

Source: http://www.findinfo.co.nz/finances/personal-finances/budgeting-and-other-personal-finance-management-techniques/?utm_source=rss&utm_medium=rss&utm_campaign=budgeting-and-other-personal-finance-management-techniques

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Afghan leader asks for Pakistani help in peace bid

Pakistan's Prime Minister Yousaf Raza Gilani, right, invites visiting Afghan President Hamid Karzai for talks upon his arrival at Prime Minister House in Islamabad, Pakistan on Thursday, Feb. 16, 2012. Karzai arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

Pakistan's Prime Minister Yousaf Raza Gilani, right, invites visiting Afghan President Hamid Karzai for talks upon his arrival at Prime Minister House in Islamabad, Pakistan on Thursday, Feb. 16, 2012. Karzai arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

Afghan President Hamid Karzai, left, shakes hands with Pakistan's Prime Minister Yousaf Raza Gilani at Prime Minister House in Islamabad, Pakistan on Thursday, Feb. 16, 2012. Karzai arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

Afghan President Hamid Karzai, left, arrives with Pakistan's Prime Minister Yousaf Raza Gilani, center, at Prime Minister House in Islamabad, Pakistan for bilateral talks on Thursday, Feb. 16, 2012. Karzai arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

Afghan President Hamid Karzai, right, arrives with Pakistan's Prime Minister Yousaf Raza Gilani at the prime minister's house in Islamabad, Pakistan for bilateral talks on Thursday, Feb 16, 2012. Karzai has arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

Afghan President Hamid Karzai, fourth from left, talks with Pakistan's Prime Minister Yousaf Raza Gilani, right, at the prime minister's house in Islamabad, Pakistan on Thursday, Feb 16, 2012. Karzai has arrived in Pakistan for talks on how Islamabad can facilitate peace negotiations with the Afghan Taliban. (AP Photo/B.K. Bangash)

(AP) ? The Afghan president appealed for Pakistan's help Thursday in negotiating a peace deal with Taliban militants ahead of a summit that will also include the leader of Iran.

The meetings in Islamabad come at a time when momentum for peace talks with the Taliban seems to be growing, even as all parties to a stuttering process marked by intense mistrust say that success in ending the 10-year war in Afghanistan is far from certain.

Afghan President Hamid Karzai told The Wall Street Journal in an interview published Thursday that talks among the U.S, the Afghan government and the Taliban had taken place in the past month. If true, it would mark a significant development because until now the Taliban had said they would only negotiate with the Americans, contending that Karzai was a puppet leader and that their movement was the legitimate ruler in Afghanistan.

Taliban spokesman Zabiullah Mujahid denied Karzai's comments that negotiations have already taken place. "The Taliban did not talk with the Kabul government anywhere," he said in a statement.

Pakistan is regarded as a key player in any peace process because its historical ties with the Taliban and other insurgents mean Islamabad could help bring them to the table or be a spoiler. The Taliban leadership is widely believed to be based in Pakistan, and under some influence of the country's security establishment.

Iran, which also neighbors Afghanistan and Pakistan, is also important to the future stability of Afghanistan. In the past, it supported campaigns against the Taliban, a radical Sunni Muslim group opposed to the Shiites who make up a majority of Iran's population. But some reports have suggested Tehran ? Washington's archenemy ? also has supported the Taliban against U.S. troops.

The U.S. launched the war in Afghanistan after the 9/11 attacks, but has been unable to defeat the Taliban, which once sheltered Osama bin Laden. Washington wants to withdraw most of its troops from Afghanistan by the end of 2014, and try to ensure the country remains moderately stable.

Relations between Pakistan and Afghanistan have been badly strained, but the meeting between Karzai and President Asif Ali Zardari suggested that ties are improving. An Afghan statement said the leaders had agreed to restart a joint peace commission that was shelved after the assassination last year of Afghanistan's envoy to Taliban peace talks in Kabul.

Afghan officials had accused Pakistan of playing a role in the killing ? allegations it denied.

In a statement, Zardari said Karzai said at the meeting Thursday that Pakistan's support "was critical to the success of the Afghan owned and Afghan led peace process" and that both countries should cooperate for peace.

Earlier, Ismail Qasemyar, the international relations adviser to the Afghan-government appointed council for talks with the Taliban, said Karzai would ask Zardari to "put positive and constructive pressure" over the Taliban.

During his three-day trip, President Karzai is also scheduled to meet Pakistani clerics and politicians who are close to the Afghan Taliban in a bid to get their support for peace. They include Maulana Samiul Haq, who is known as the spiritual father of the Taliban because he runs an Islamic seminary in northwestern Pakistan that has taught many of the group's leaders.

"This is a time when the Taliban are defeating Western forces in Afghanistan," Haq told The Associated Press. "A forceful stance by Pakistan, Afghanistan and Iran will bring peace and stability in this region by pushing out the foreign forces."

Iranian President Mahmoud Ahmadinejad arrived in Islamabad in the late afternoon and met separately with Zardari. The two men discussed a proposed pipeline that would deliver natural gas from Iran to Pakistan, according to a statement from Zardari.

The U.S. opposes the initiative. It wants to isolate Tehran because of its nuclear program, and is threatening sanctions against Islamabad if the project goes ahead. Pakistan says it needs the gas to meet chronic energy shortages.

On Friday, all three leaders will meet for talks likely to focus on the Afghan war.

Ahmadinejad's trip coincides with rising Western concerns after Iranian state TV broadcast pictures of the president overseeing what was described as the first Iranian-made fuel rod being inserted into a research reactor in northern Tehran. Tensions between Israel and Iran are also rising following an attack in India on an Israeli diplomat, an attempted bombing in Georgia and a botched bomb plot in Thailand ? all of which Israel has blamed on Iran.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-02-16-AS-Pakistan/id-d67183aef5134bb3bc2a4fd2bbe05169

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MOVIE - Kids & Teens under 18 years old - Auditions & Casting Calls

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US men to play 1st World Cup qualifier in Tampa

updated 12:50 p.m. ET Feb. 15, 2012

CHICAGO - The road to the 2014 World Cup in Rio de Janeiro begins in Florida.

U.S. Soccer announced Wednesday that Raymond James Stadium in Tampa will be the site of its first qualifier, June 8 against Antigua and Barbuda. It will be the first World Cup qualifier in Florida since November 1980, when the Americans beat Mexico 2-1 in Fort Lauderdale.

The Americans, trying to qualify for their seventh straight trip to soccer's championship, have never played Antigua and Barbuda.

"Our focus since last summer has been to prepare this team for World Cup qualifying, and we are thrilled that we can start the process in Tampa," U.S. coach Jurgen Klinsmann said. "It's critical that we start qualifying off on the right foot, so to be in a place where the team has had such great support is a huge positive for us. The players always talk about how great the surface is at Raymond James Stadium, so overall we think it is the ideal venue."

The U.S. is 3-2-1 in Tampa, including a 3-1 victory over Ecuador in 2007, when 31,547 fans saw Landon Donovan score a hat trick. Tampa also hosted the U.S. Under-23 team in qualifying for the 2008 Olympics, with the Americans going 2-0-1 against Cuba, Honduras and Panama.

The Americans also play at Guatemala in World Cup qualifying on June 12. After the summer break, the U.S. plays at Jamaica on Sept. 7, then hosts the Reggae Boyz four days later. In the final games of the regional semifinals, the Americans are at Antigua on Oct. 12 and close Group A at home against Guatemala on Oct. 16.

The top two teams from each of three groups advance to the 2013 regional finals in North and Central America and the Caribbean. The first three teams will qualify for the 2014 tournament in Brazil, and the fourth-place team goes to a home-and-home playoff against the Oceania champion ? likely New Zealand ? for another berth.

Group B has Costa Rica, El Salvador, Guyana and Mexico, and Group C includes Canada, Cuba, Honduras and Panama.

As part of the Americans' preparations for qualifying, U.S. Soccer also announced Wednesday that the Americans will face Scotland in an exhibition May 26 in Jacksonville, Fla. The U.S. also will host Brazil on May 30 in Landover, Md., and play at Canada on June 3.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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